FAQ'S
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How Electrician Insurance Works
Securing the right electrician insurance doesn’t have to be complicated. We’ve simplified the process to help every electrician — from self-employed professionals to growing teams — get the coverage they need quickly and confidently.
Choose Your Insurance
Select from a range of electrician-focused policies including general liability, property insurance, BOP, and customized electrician insurance designed for your specific business needs.
Select a Licensed Agent
Work with a licensed insurance expert who understands the unique risks electricians face. They'll help tailor your coverage and ensure you meet local and state requirements.
Contact Your Agent
Work with a licensed insurance expert who understands the unique risks electricians face. They'll help tailor your coverage and ensure you meet local and state requirements.
GENERAL QUESTION
Frequently Asked Questions
Choosing the right electrician insurance can feel overwhelming, whether you’re just starting out or expanding your business. We’ve answered the most common questions to help you better understand your options — from liability insurance to BOP, property coverage, and more.
Electricians typically need general liability insurance, business owner’s policies (BOP), property insurance, and sometimes workers’ compensation. These cover job site accidents, property damage, and business interruptions.
Learn more about electrician coverage options
In many states like California, Texas, and Florida, licensed electricians are required to carry liability insurance to legally operate and secure contracts. It’s also often required by clients and local building authorities.
Get details about liability insurance requirements
The cost varies based on factors like your location, services offered, business size, and the type of coverage. On average, electrician insurance cost can start as low as $45–$85 per month for basic liability.
Request a free, personalized quote
Absolutely. There are flexible self-employed electrician insurance options that can include public liability, tools coverage, and even professional indemnity.
Explore insurance plans for self-employed electricians
Yes, many providers offer monthly electrician liability insurance and even daily coverage for short-term or project-based work. This is ideal for subcontractors or freelance electricians.
Compare flexible electrician insurance plans
General liability insurance covers third-party injuries or damage, while a Business Owner’s Policy (BOP) bundles that with property insurance, offering broader protection for tools, office space, and inventory.
Find out if a BOP is right for your business
Get Electrician Insurance & Save Up to 10%
Start today and protect your electrical business with policies built for your industry. From electrician company insurance to public liability insurance for electricians, we’ve got you covered.
