Electrical Contractors
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Electrical Contractors
Licensed, Insured, and Protected with Custom Electrical Contractor Insurance
As a licensed electrical contractor, you manage projects, teams, and timelines—often across multiple job sites. But with every contract comes risk: liability claims, property damage, worker injuries, or stolen tools. That’s why having electrical contractor insurance tailored to your business is critical—not just for compliance, but for long-term success.
At Insurance, we provide customized business electrician insurance for contractors across California and the USA, including flexible plans that fit your schedule and budget.
Why Electrical Contractors Need Insurance
In California, you’re required to have a $25,000 contractor license bond, and in most cases, general liability insurance to begin work. Beyond legal requirements, insurance protects your business from costly claims that could derail your operations.
Whether you’re bidding on commercial, residential, or public projects, proof of licensed and insured electrician coverage boosts your credibility and wins you contracts.
Common Risks Covered:
Electrical fires or injuries on-site
Property damage from installation errors
Equipment theft from vehicles or job sites
Employee injuries or illnesses
Claims related to design flaws or consultation errors
Must-Have Insurance for Electrical Contractors
✅ Electrician General Liability Insurance
Covers accidental property damage or third-party injuries. Required for most contracts in California.
✅ Electrician Workers Compensation Insurance
Mandatory if you have employees. Covers workplace injuries, medical expenses, and lost wages.
✅ Electrician Professional Liability Insurance (E&O)
Covers legal claims related to design errors, miscalculations, or professional negligence.
✅ Electrician Tools & Equipment Insurance
Protects your gear in vans, trucks, or on the job site—essential for theft or damage coverage.
✅ Commercial Auto Insurance for Electricians
If your team drives company vehicles, this protects against property damage or bodily injury caused by accidents.
✅ Electrician Business Owners Policy (BOP)
Bundled policy including property insurance and liability coverage, perfect for growing or mid-sized firms.
✅ Cyber Liability Insurance
Safeguards your business if customer data is stolen, hacked, or exposed during digital operations.
Explore more contractor-specific requirements on our California Electrician Insurance page.
From $59/month
Best for part-time or solo electricians doing light home work.
General Liability: $500,000 limit
Tools up to $5,000
One-day or project-based options available
From $89/month
Perfect for most licensed electricians.
$1M liability coverage
Workers’ comp available
Business auto add-on included
From $139/month
For growing or multi-crew electrician companies.
$2M liability + BOP
Full equipment and commercial auto cover
Professional liability included
What We Offer
We specialize in customized electrician insurance for businesses of all sizes, from solo contractors to large commercial crews. Our team understands the risks electricians face and provides tailored coverage that meets both state regulations and client demands. With competitive rates and expert support, we help protect what powers your business.
- Fully Licensed and Insured Solutions
- Customizable Electrician Insurance tailored by profession
- Fast Claims Processing
- Dedicated Insurance Broker Support
- Nationwide Coverage – from California to Texas to the East Coast
Contact Info
- Diamond Bar, CA 315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
- 866-226-4436
- Electricianbizinsurance @gmail.com
- Mon - Sat 09:00 - 06:00
Get Electrician Insurance & Save Up to 10%
Start today and protect your electrical business with policies built for your industry. From electrician company insurance to public liability insurance for electricians, we’ve got you covered.
