Coverage That Matters

✅ General Liability Insurance
Covers bodily injury and property damage that may occur on-site. Required for licensed co-gen installers in most states, including California.

✅ Professional Liability (E&O) Insurance
Protects you against claims of negligence, poor advice, or errors in design and system planning—especially critical in co-gen and hybrid energy systems.

✅ Workers’ Compensation Insurance
If you have employees or subcontractors, California law mandates this coverage to protect against on-the-job injuries.

✅ Commercial Auto Insurance
Covers business-use vehicles transporting turbines, piping, tools, or electrical panels.

✅ Tools and Equipment Insurance
Protects your valuable tools, testing equipment, and diagnostic devices from theft, loss, or damage—on-site or in transit.

✅ Inland Marine Insurance
Ideal for mobile co-gen installers with gear and materials that travel between multiple job sites.

✅ Umbrella Insurance
Adds extra liability protection above your base policies—critical for high-risk or large-scale projects.

 Visit our Electrician Insurance California page for more about state requirements and industry-specific guidance.