Electrician Liability Insurance
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electrician liability insurance
Essential Protection for Every Licensed and Insured Electrician
Electrical work comes with serious risks—from property damage and fire hazards to personal injuries. Whether you’re a solo operator or running a growing electrical company, electrician liability insurance is the foundation of your protection. At Insurance, we help electricians across California and the U.S. get customized coverage that meets legal requirements and gives peace of mind.
Why You Need Electrician Liability Insurance
Mistakes happen—even to experienced electricians. If a client claims your work caused an injury, electrical fire, or property damage, you could face thousands in legal fees or settlements. That’s where electrician general liability insurance comes in. It protects your business, reputation, and livelihood.
What Does Electrician Liability Insurance Include?
✅ General Liability Coverage
Protects against third-party claims for property damage or bodily injury. Required by most clients before starting work.
✅ Completed Operations Coverage
Covers damages that occur after your job is finished—ideal for long-term protection.
✅ Medical Payments
Pays for immediate medical care if someone is injured due to your work—even without a lawsuit.
✅ Legal Defense Costs
Covers attorney fees, court costs, and settlements if a claim is made against you.
✅ Products and Tools Coverage (optional)
Add protection for tools, ladders, and materials stored or used on-site.
✅ Errors & Omissions (Professional Liability)
Add this if you provide consulting, designs, or planning services.
Need California-Specific Coverage?
Check out our full guide on Electrician Insurance in California to understand local requirements and costs.
Coverage Tailored to You
We offer flexible plans including:
Daily electrician insurance
Monthly electrician insurance
Hourly electrician liability insurance
One-day electrician insurance (perfect for subcontract work)
This means whether you’re a self-employed electrician, running a small electrical business, or a growing firm, we have a plan to match your needs and budget.
Check our specialized page for California Electrician Insurance to learn more.
From $59/month
Best for part-time or solo electricians doing light home work.
General Liability: $500,000 limit
Tools up to $5,000
One-day or project-based options available
From $89/month
Perfect for most licensed residential electricians.
$1M liability coverage
Workers’ comp available
Business auto add-on included
From $139/month
For growing or multi-crew electrician companies.
$2M liability + BOP
Full equipment and commercial auto cover
Professional liability included
What We Offer
We specialize in customized electrician insurance for businesses of all sizes, from solo contractors to large commercial crews. Our team understands the risks electricians face and provides tailored coverage that meets both state regulations and client demands. With competitive rates and expert support, we help protect what powers your business.
- Fully Licensed and Insured Solutions
- Customizable Electrician Insurance tailored by profession
- Fast Claims Processing
- Dedicated Insurance Broker Support
- Nationwide Coverage – from California to Texas to the East Coast
Contact Info
- Diamond Bar, CA 315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
- 866-226-4436
- Electricianbizinsurance @gmail.com
- Mon - Sat 09:00 - 06:00
Get Electrician Insurance & Save Up to 10%
Start today and protect your electrical business with policies built for your industry. From electrician company insurance to public liability insurance for electricians, we’ve got you covered.
