electrician general liability insurance
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electrician general liability insurance
Affordable Protection for Licensed & Insured Electricians
If you’re an electrician, accidents on the job can cost more than just time—they can lead to lawsuits, medical bills, or damaged client relationships. Electrician general liability insurance is your first line of defense. It covers the unexpected so you can focus on your work with peace of mind.
At Insurance, we offer general liability policies tailored for electrical professionals across California and the entire United States.
What is Electrician General Liability Insurance?
General liability insurance protects electricians from financial losses caused by third-party claims of:
Bodily injury (e.g., a client trips over your extension cord)
Property damage (e.g., you accidentally spark a fire while rewiring a panel)
Legal fees and court judgments
Completed operations (e.g., electrical failure after project completion)
Whether you’re a self-employed electrician, managing a small electrical business, or operating as a commercial contractor, this coverage is crucial.
What Does It Cover?
✅ Bodily Injury & Medical Costs
If someone gets injured due to your work, insurance helps cover the bills.
✅ Property Damage
Accidentally damage a wall or start a small electrical fire? You’re covered.
✅ Legal Defense & Settlements
If a client sues you for negligence or injury, your insurer helps pay legal fees.
✅ Completed Work Claims
Protects you even after the job is finished—critical for warranty coverage.
✅ Advertising Injury (optional)
Covers issues like defamation, copyright claims, or slander in your business ads.
Coverage Tailored to You
We offer flexible plans including:
Daily electrician insurance
Monthly electrician insurance
Hourly electrician liability insurance
One-day electrician insurance (perfect for subcontract work)
This means whether you’re a self-employed electrician, running a small electrical business, or a growing firm, we have a plan to match your needs and budget.
Check our specialized page for California Electrician Insurance to learn more.
From $59/month
Best for part-time or solo electricians doing light home work.
General Liability: $500,000 limit
Tools up to $5,000
One-day or project-based options available
From $89/month
Perfect for most licensed residential electricians.
$1M liability coverage
Workers’ comp available
Business auto add-on included
From $139/month
For growing or multi-crew electrician companies.
$2M liability + BOP
Full equipment and commercial auto cover
Professional liability included
What We Offer
We specialize in customized electrician insurance for businesses of all sizes, from solo contractors to large commercial crews. Our team understands the risks electricians face and provides tailored coverage that meets both state regulations and client demands. With competitive rates and expert support, we help protect what powers your business.
- Fully Licensed and Insured Solutions
- Customizable Electrician Insurance tailored by profession
- Fast Claims Processing
- Dedicated Insurance Broker Support
- Nationwide Coverage – from California to Texas to the East Coast
Contact Info
- Diamond Bar, CA 315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
- 866-226-4436
- Electricianbizinsurance @gmail.com
- Mon - Sat 09:00 - 06:00
Get Electrician Insurance & Save Up to 10%
Start today and protect your electrical business with policies built for your industry. From electrician company insurance to public liability insurance for electricians, we’ve got you covered.
