electrician professional liability insurance
Home /electrician professional liability insurance
electrician professional liability insurance
Protect Your Electrical Business from Costly Professional Errors
Even the most experienced electricians can face claims due to mistakes in design, planning, or consultation. That’s why electrician professional liability insurance—also known as errors & omissions (E&O) insurance—is essential for contractors, consultants, and designers in the electrical trade.
At Insurance, we offer customized professional indemnity insurance policies for electricians working across California and throughout the United States.
What is Electrician Professional Liability Insurance?
Professional liability insurance protects your electrical business from financial loss if a client claims your advice, design, or services caused them to suffer damages. It covers legal costs, settlements, and court-ordered compensation related to:
Design errors or miscalculations in electrical plans
Consulting oversights leading to failed inspections
Failure to meet professional standards
Missed deadlines or code violations resulting in project delays
This insurance is particularly crucial if you provide consultation, electrical planning, or supervision, or if you’re a licensed electrical contractor in California.
Key Features of Electrician E&O Insurance
✅ Legal Defense Coverage
Covers attorney fees, expert witnesses, and court costs.
✅ Claims of Negligence
Protects you against claims of poor advice, miscommunication, or overlooked code issues.
✅ Retroactive Coverage Options
Covers claims made after your policy begins for prior completed work.
✅ Worldwide Coverage (optional)
For contractors managing overseas projects or remote consultations.
✅ Customizable Limits & Deductibles
Choose what fits your risk level and budget.
Sample Scenarios Covered
You designed a wiring layout that failed inspection due to a miscalculation
A client sues claiming your advice delayed project completion, costing them revenue
You oversaw a solar panel installation that led to energy system failure
You misinterpreted a code requirement during an EV charger install
These incidents can result in lawsuits, contract disputes, or lost income—but with the right insurance, you’re covered.
Check our specialized page for California Electrician Insurance to learn more.
From $59/month
Best for part-time or solo electricians doing light home work.
General Liability: $500,000 limit
Tools up to $5,000
One-day or project-based options available
From $89/month
Perfect for most licensed residential electricians.
$1M liability coverage
Workers’ comp available
Business auto add-on included
From $139/month
For growing or multi-crew electrician companies.
$2M liability + BOP
Full equipment and commercial auto cover
Professional liability included
What We Offer
We specialize in customized electrician insurance for businesses of all sizes, from solo contractors to large commercial crews. Our team understands the risks electricians face and provides tailored coverage that meets both state regulations and client demands. With competitive rates and expert support, we help protect what powers your business.
- Fully Licensed and Insured Solutions
- Customizable Electrician Insurance tailored by profession
- Fast Claims Processing
- Dedicated Insurance Broker Support
- Nationwide Coverage – from California to Texas to the East Coast
Contact Info
- Diamond Bar, CA 315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
- 866-226-4436
- Electricianbizinsurance @gmail.com
- Mon - Sat 09:00 - 06:00
Get Electrician Insurance & Save Up to 10%
Start today and protect your electrical business with policies built for your industry. From electrician company insurance to public liability insurance for electricians, we’ve got you covered.
