self-employed electrician insurance
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self-employed electrician insurance
Tailored Protection for Independent Electricians in California and Nationwide
As a self-employed electrician, you wear many hats—from marketing your services to getting the job done right. But even the best professionals face risks on the job. One accident or lawsuit could threaten everything you’ve built. That’s why having self-employed electrician insurance isn’t just a smart choice—it’s essential.
At Insurance, we specialize in insurance solutions designed specifically for solo electricians across California and the USA.
Why Do Independent Electricians Need Insurance?
Working independently means you’re responsible for your own safety, tools, clients, and reputation. Unlike larger companies, you don’t have a legal or financial safety net. One mistake or claim could cost thousands.
Whether you’re doing panel upgrades, troubleshooting wiring issues, or installing lighting, insurance for self-employed electricians provides peace of mind—and often helps you land more jobs.
What’s Covered in Self-Employed Electrician Insurance?
✅ Electrician General Liability Insurance
Covers third-party injuries or property damage (e.g., you accidentally short out a client’s HVAC system).
✅ Electrician Professional Liability Insurance
Protects against claims of negligence or bad advice related to your electrical work or design plans.
✅ Electrician Tool & Equipment Coverage
Covers theft or damage of tools—whether in your van, garage, or on a job site.
✅ Electrician Commercial Auto Insurance
If you use a personal vehicle for work, you’ll need coverage in case of work-related accidents.
✅ Electrician Business Owners Policy (BOP)
Combines general liability and property insurance—ideal for small or home-based electrical businesses.
✅ Workers’ Compensation (If you hire help)
If you occasionally subcontract help, you’ll be required by California law to carry workers’ comp.
Designed for Your Schedule
We understand that no two self-employed electricians are the same. That’s why we offer flexible options:
Daily electrician insurance – Ideal for quick or one-off projects
Monthly electrician liability insurance – Great for steady workloads
Hourly or one-day electrician coverage – Perfect for permit-required jobs
Customized insurance packages – Bundle what you need, leave out what you don’t
Check our specialized page for California Electrician Insurance to learn more.
From $59/month
Best for part-time or solo electricians doing light home work.
General Liability: $500,000 limit
Tools up to $5,000
One-day or project-based options available
From $89/month
Perfect for most licensed residential electricians.
$1M liability coverage
Workers’ comp available
Business auto add-on included
From $139/month
For growing or multi-crew electrician companies.
$2M liability + BOP
Full equipment and commercial auto cover
Professional liability included
What We Offer
We specialize in customized electrician insurance for businesses of all sizes, from solo contractors to large commercial crews. Our team understands the risks electricians face and provides tailored coverage that meets both state regulations and client demands. With competitive rates and expert support, we help protect what powers your business.
- Fully Licensed and Insured Solutions
- Customizable Electrician Insurance tailored by profession
- Fast Claims Processing
- Dedicated Insurance Broker Support
- Nationwide Coverage – from California to Texas to the East Coast
Contact Info
- Diamond Bar, CA 315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
- 866-226-4436
- Electricianbizinsurance @gmail.com
- Mon - Sat 09:00 - 06:00
Get Electrician Insurance & Save Up to 10%
Start today and protect your electrical business with policies built for your industry. From electrician company insurance to public liability insurance for electricians, we’ve got you covered.
