small electrical business insurance
Home / small electrical business insurance
small electrical business insurance
Affordable Coverage Built for Small Electrical Contractors
Running a small electrical business means managing jobs, staff, tools, vehicles—and the risks that come with it. One mistake on-site or a simple client dispute could put everything at stake. That’s why having the right small electrical business insurance is not just a smart move—it’s essential.
At Western Insurance, we specialize in helping small electrical businesses across California and the USA stay protected, compliant, and competitive with comprehensive, affordable coverage.
Why Your Small Electrical Business Needs Insurance
Even a tight-knit crew working on residential or light commercial jobs faces risks like:
Property damage from faulty installs
Injury claims from clients or subcontractors
Lost or stolen tools and equipment
Vehicle accidents in work vans or trucks
Employee injuries on the job
Our goal is to protect your business, assets, and reputation—so you can keep growing with confidence.
Key Coverages for Small Electrical Businesses
✅ Electrician Liability Insurance
Essential coverage for property damage and bodily injury caused during operations.
✅ Electrician General Liability Insurance
Protects your business from third-party lawsuits, slip-and-falls, or accidental damage.
✅ Electrician Professional Liability Insurance
Ideal for businesses offering design, planning, or consulting services.
✅ Electrician Workers Compensation Insurance
Legally required in California if you have employees. Covers medical costs, disability, and lost wages.
✅ Electrician Tool & Equipment Insurance
Protects tools and gear—whether in the shop, van, or on-site.
✅ Electrician Business Auto Insurance
Covers your work vehicles with policies beyond personal auto insurance.
✅ Business Owners Policy (BOP)
A cost-effective bundle that includes general liability and commercial property insurance—perfect for small contractors.
Flexible Options for Small Electrical Businesses
We understand no two businesses operate the same. That’s why we offer:
Monthly electrician insurance
Hourly electrician liability insurance
Customized electrician liability insurance
Daily electrician insurance (great for subcontract jobs)
Check our specialized page for California Electrician Insurance to learn more.
From $59/month
Best for part-time or solo electricians doing light home work.
General Liability: $500,000 limit
Tools up to $5,000
One-day or project-based options available
From $89/month
Perfect for most licensed residential electricians.
$1M liability coverage
Workers’ comp available
Business auto add-on included
From $139/month
For growing or multi-crew electrician companies.
$2M liability + BOP
Full equipment and commercial auto cover
Professional liability included
What We Offer
We specialize in customized electrician insurance for businesses of all sizes, from solo contractors to large commercial crews. Our team understands the risks electricians face and provides tailored coverage that meets both state regulations and client demands. With competitive rates and expert support, we help protect what powers your business.
- Fully Licensed and Insured Solutions
- Customizable Electrician Insurance tailored by profession
- Fast Claims Processing
- Dedicated Insurance Broker Support
- Nationwide Coverage – from California to Texas to the East Coast
Contact Info
- Diamond Bar, CA 315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
- 866-226-4436
- Electricianbizinsurance @gmail.com
- Mon - Sat 09:00 - 06:00
Get Electrician Insurance & Save Up to 10%
Start today and protect your electrical business with policies built for your industry. From electrician company insurance to public liability insurance for electricians, we’ve got you covered.
