licensed electrician insurance
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licensed electrician insurance
Secure Your License, Reputation, and Future with the Right Insurance
Being a licensed electrician means you’ve put in the training, certifications, and experience to offer professional electrical work—but that’s only half the battle. To truly protect your business, your clients, and your career, you need licensed electrician insurance that matches your expertise.
At Western Insurance, we help licensed electricians across California and throughout the USA find tailored coverage that keeps them compliant, protected, and confident on every job.
Why Licensed Electricians Need Insurance
Even licensed professionals are exposed to risk. A wiring issue can lead to fire damage. An unexpected injury on-site can result in a lawsuit. Without insurance, your license—and livelihood—can be on the line.
With licensed electrician insurance, you’ll stay compliant with state laws, build trust with clients, and ensure that your business can weather unexpected claims or damages.
What Does Licensed Electrician Insurance Cover?
✅ Electrician Liability Insurance
Protects against property damage and bodily injury lawsuits. Required for working with most homeowners and contractors.
✅ Electrician General Liability Insurance
Provides broader coverage for third-party claims related to accidents, property damage, and completed operations.
✅ Electrician Professional Liability Insurance
Covers mistakes in design, advice, or installation that result in financial loss to a client.
✅ Electrician Workers Compensation Insurance
Mandatory in states like California if you employ others. Covers employee injuries, lost wages, and medical expenses.
✅ Electrician Tool & Equipment Insurance
Covers the cost of lost, damaged, or stolen equipment—whether at a job site or in your van.
✅ Electrician Business Auto Insurance
Covers your work vehicles with proper business auto coverage beyond personal use.
✅ Electrician Business Insurance (BOP)
A bundle of general liability and property insurance designed to save licensed electricians time and money.
Available Insurance Plans
We offer flexible and affordable plans for licensed electricians at every stage:
Monthly electrician liability insurance
Hourly electrician insurance
Customized electrician insurance packages
Daily coverage options for subcontracting or single-day jobs
From $59/month
Best for part-time or solo electricians doing light home work.
General Liability: $500,000 limit
Tools up to $5,000
One-day or project-based options available
From $89/month
Perfect for most licensed residential electricians.
$1M liability coverage
Workers’ comp available
Business auto add-on included
From $139/month
For growing or multi-crew electrician companies.
$2M liability + BOP
Full equipment and commercial auto cover
Professional liability included
What We Offer
We specialize in customized electrician insurance for businesses of all sizes, from solo contractors to large commercial crews. Our team understands the risks electricians face and provides tailored coverage that meets both state regulations and client demands. With competitive rates and expert support, we help protect what powers your business.
- Fully Licensed and Insured Solutions
- Customizable Electrician Insurance tailored by profession
- Fast Claims Processing
- Dedicated Insurance Broker Support
- Nationwide Coverage – from California to Texas to the East Coast
Contact Info
- Diamond Bar, CA 315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
- 866-226-4436
- Electricianbizinsurance @gmail.com
- Mon - Sat 09:00 - 06:00
Get Electrician Insurance & Save Up to 10%
Start today and protect your electrical business with policies built for your industry. From electrician company insurance to public liability insurance for electricians, we’ve got you covered.
