electrician business owner’s policy
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electrician business owner’s policy
One Powerful Policy for Complete Protection
Running an electrical business means juggling permits, tools, clients, and risks. That’s where a Business Owner’s Policy (BOP) comes in—it combines essential coverages into one simplified, cost-effective solution specifically designed for electricians.
At Insurance, we help small to mid-sized electrical companies across California and the USA secure customized electrician insurance that grows with their business.
What Is an Electrician Business Owner’s Policy?
A Business Owner’s Policy (BOP) bundles the two most critical types of coverage:
✅ General Liability Insurance – Covers property damage, bodily injury, and client claims.
✅ Commercial Property Insurance – Protects your tools, inventory, and office or workshop space.
Together, these coverages form the foundation of solid electrician business insurance—ideal for licensed and insured electricians looking to simplify coverage while saving on premiums.
Why Electricians Need a BOP
A BOP is perfect for:
Self-employed electricians operating from home or a rented space
Electrician companies with employees, vehicles, and tools
Journeyman or master electricians launching their own business
Customize Your BOP Coverage
No two electrical businesses are the same, which is why we offer customized electrician insurance to match your needs. You can add:
✅ Workers Compensation Insurance (required in California)
✅ Business Auto Insurance for vans and trucks
✅ Electrician Tool Insurance for gear on the move
✅ Professional Liability for design or consulting errors
✅ Cyber liability, if you manage scheduling or client data online
Whether you’re working residential jobs or handling commercial builds, we’ll help you customize your electrician liability insurance to fit your risk.
How Much Does an Electrician BOP Cost?
BOP plans typically start at $69/month and can scale based on your business size, number of employees, location (like Los Angeles or Dallas), and services offered.
Ask us about:
Monthly electrician liability insurance
Daily or hourly coverage options
One-day electrician insurance for subcontracting projects
Check our specialized page for California Electrician Insurance to learn more.
From $59/month
Best for part-time or solo electricians doing light home work.
General Liability: $500,000 limit
Tools up to $5,000
One-day or project-based options available
From $89/month
Perfect for most licensed residential electricians.
$1M liability coverage
Workers’ comp available
Business auto add-on included
From $139/month
For growing or multi-crew electrician companies.
$2M liability + BOP
Full equipment and commercial auto cover
Professional liability included
What We Offer
We specialize in customized electrician insurance for businesses of all sizes, from solo contractors to large commercial crews. Our team understands the risks electricians face and provides tailored coverage that meets both state regulations and client demands. With competitive rates and expert support, we help protect what powers your business.
- Fully Licensed and Insured Solutions
- Customizable Electrician Insurance tailored by profession
- Fast Claims Processing
- Dedicated Insurance Broker Support
- Nationwide Coverage – from California to Texas to the East Coast
Contact Info
- Diamond Bar, CA 315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
- 866-226-4436
- Electricianbizinsurance @gmail.com
- Mon - Sat 09:00 - 06:00
Get Electrician Insurance & Save Up to 10%
Start today and protect your electrical business with policies built for your industry. From electrician company insurance to public liability insurance for electricians, we’ve got you covered.
