Electrical Company Umbrella Insurance
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Electrical Company Umbrella Insurance
Expand Your Coverage. Protect Your Entire Electrical Business.
Running an electrical company involves more than just managing wires and circuits—it also means navigating liability risks, equipment losses, employee injuries, and high-value lawsuits. While your general liability or electrician business insurance may offer solid protection, there are limits. That’s where Electrical Company Umbrella Insurance provides the extra layer of security your business needs.
At Insurance, we help growing electrical businesses across California and the USA access high-limit, cost-effective umbrella insurance policies tailored for the electrical industry.
What Is Umbrella Insurance for Electrical Companies?
Umbrella insurance is an add-on policy that increases the liability limits on your existing electrician insurance, including:
Electrician general liability insurance
Commercial auto insurance
Electrician workers’ compensation (in some cases)
Electrician professional liability insurance
It ensures that if a claim exceeds your primary coverage limits, the umbrella policy kicks in—protecting your company’s finances, reputation, and long-term operations.
Who Should Get Electrical Umbrella Insurance?
Umbrella insurance is ideal for:
Electrical contractors
Residential and commercial electrician companies
Industrial and HVAC electricians
Solar and data/comms electricians
Any licensed and insured electrician with growing operations
If your company manages multiple crews, owns several vehicles, or handles high-risk jobs—this policy is a must.
What Does It Cover?
Our electrical umbrella insurance can extend:
Bodily injury liability
Property damage liability
Personal and advertising injury
Lawsuits and legal defense costs
Employee-related liability (in specific cases)
And it pairs seamlessly with your existing electrician liability insurance or electrician business owner’s policy (BOP).
Why Your Electrical Company Needs It
One major claim can break even a well-insured company. Here’s how electrical company umbrella insurance protects you:
Large lawsuits: A client sues your business for $2 million after an electrical fire—your general liability only covers $1 million. Umbrella insurance covers the difference.
Auto accident liability: Your service van causes a multi-car pileup. The resulting damage far exceeds your electrician business auto insurance policy.
Injury on-site: An employee mishandles a panel, resulting in a bystander’s injury and a lawsuit.
Check our specialized page for California Electrician Insurance to learn more.
From $59/month
Best for part-time or solo electricians doing light home work.
General Liability: $500,000 limit
Tools up to $5,000
One-day or project-based options available
From $89/month
Perfect for most licensed residential electricians.
$1M liability coverage
Workers’ comp available
Business auto add-on included
From $139/month
For growing or multi-crew electrician companies.
$2M liability + BOP
Full equipment and commercial auto cover
Professional liability included
What We Offer
We specialize in customized electrician insurance for businesses of all sizes, from solo contractors to large commercial crews. Our team understands the risks electricians face and provides tailored coverage that meets both state regulations and client demands. With competitive rates and expert support, we help protect what powers your business.
- Fully Licensed and Insured Solutions
- Customizable Electrician Insurance tailored by profession
- Fast Claims Processing
- Dedicated Insurance Broker Support
- Nationwide Coverage – from California to Texas to the East Coast
Contact Info
- Diamond Bar, CA 315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
- 866-226-4436
- Electricianbizinsurance @gmail.com
- Mon - Sat 09:00 - 06:00
Get Electrician Insurance & Save Up to 10%
Start today and protect your electrical business with policies built for your industry. From electrician company insurance to public liability insurance for electricians, we’ve got you covered.
