Electrical Company Employee Insurance
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Electrical Company Employee Insurance
Safeguard Your Team with Customized Insurance for Electricians
Whether you manage a large commercial operation or a local residential service, protecting your employees isn’t optional—it’s essential. From field technicians to journeyman electricians, every team member faces job site risks daily. That’s why every electrical business needs electrical company employee insurance that meets legal requirements and supports long-term growth.
At Insurance, we build tailored insurance solutions for electrical companies in California and across the USA, helping you stay compliant, competitive, and covered.
Why Employee Insurance Is a Must for Electrical Companies
Electrical jobs involve heights, high-voltage systems, confined spaces, and constant interaction with construction environments. Without proper electrician workers’ compensation insurance, one accident could derail your business and open you to lawsuits or fines.
Risks Covered by Employee-Focused Policies:
On-the-job injuries (burns, shocks, falls)
Lost wages due to time off work
Medical bills and long-term care
Lawsuits or claims from employees
OSHA violations for non-compliance
Core Coverages for Electrical Company Staff
✅ Electrician Workers Compensation Insurance
Covers medical expenses, wage replacement, and rehab for employees hurt on the job. Required in California for businesses with employees.
✅ Electrician General Liability Insurance
Protects your business from third-party claims related to bodily injury or property damage caused by employees.
✅ Electrician Professional Liability Insurance
Essential if employees design systems, consult, or make electrical decisions that could lead to damages.
✅ Electrician Tool Insurance & Equipment Coverage
Covers tools and gear issued to employees, whether in the field or lost/stolen from company vehicles.
✅ Electrician Business Owner’s Policy (BOP)
Bundles general liability and commercial property coverage—great for protecting both your team and office assets.
✅ Electrician Business Auto Insurance
Covers employees driving company vans, trucks, or vehicles during work hours.
Who Needs Electrical Employee Insurance?
We insure all types of employees across electrical companies, including:
Licensed and insured electrician teams
Journeyman electricians
Electrical apprentices
Mobile electricians
Solar electricians
HVAC electricians
Self-employed electrician teams that grow to hire crew members
You can also customize your electrician insurance to fit your operations—whether it’s hourly, monthly, or project-based.
Check our specialized page for California Electrician Insurance to learn more.
From $59/month
Best for part-time or solo electricians doing light home work.
General Liability: $500,000 limit
Tools up to $5,000
One-day or project-based options available
From $89/month
Perfect for most licensed residential electricians.
$1M liability coverage
Workers’ comp available
Business auto add-on included
From $139/month
For growing or multi-crew electrician companies.
$2M liability + BOP
Full equipment and commercial auto cover
Professional liability included
What We Offer
We specialize in customized electrician insurance for businesses of all sizes, from solo contractors to large commercial crews. Our team understands the risks electricians face and provides tailored coverage that meets both state regulations and client demands. With competitive rates and expert support, we help protect what powers your business.
- Fully Licensed and Insured Solutions
- Customizable Electrician Insurance tailored by profession
- Fast Claims Processing
- Dedicated Insurance Broker Support
- Nationwide Coverage – from California to Texas to the East Coast
Contact Info
- Diamond Bar, CA 315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
- 866-226-4436
- Electricianbizinsurance @gmail.com
- Mon - Sat 09:00 - 06:00
Get Electrician Insurance & Save Up to 10%
Start today and protect your electrical business with policies built for your industry. From electrician company insurance to public liability insurance for electricians, we’ve got you covered.
